The premium flagship smartphone segment has seen a noticeable shift this year, especially Rs 1,00,000 category. As the top brands have levelled up the game and added new products, buyers now have more choices than ever before. As we move closer to the end of the year, here’s a curated list of the top smartphones you can consider under Rs 1 lakh.
Vivo X300 Pro
The Vivo X series has received an overwhelming response from customers lately. It is a Camera-Focused offering from the brand, which somehow hooked the customers. This smartphone is clearly built for users who treat photography as a priority rather than a secondary feature.


The model comes with a three-camera setup, featuring a 50MP Sony LYT-828 main sensor, a 200MP Zeiss APO periscope telephoto, and a 50MP ultrawide sensor lens. This combination is what makes it a proper baggage under Rs 1 lakh. To make it more interesting, the company has introduced a lens extender kit, enabling up to 800mm equivalent photography, which is still extremely rare in the smartphone space.
Top elements:
- Display: 6.78-inch LTPO AMOLED, 4,500 nits peak brightness
- Processor: MediaTek Dimensity 9500
- Battery: 6,500mAh Silicon Carbon battery
- Charging: 90W wired, 40W wireless
Price Details:
Those who are interested can purchase the Vivo X300 Pro with a price tag of Rs 1.09 lakh for the 16 GB + 512 GB variant. The phone has also been listed on Amazon and Flipkart, offering a decent bank offer, and is available at an effective price of Rs 95,000
Oppo Find X9 Pro – Battery and Display King
The Oppo Find X9 Pro positions itself as a well-balanced flagship that prioritises endurance, display quality, and overall consistency. Its biggest talking point is the massive 7,500mAh Silicon Carbon battery, which comfortably delivers two days of usage even for heavy users.


Despite the large battery, Oppo has managed to keep charging speeds competitive, though some rivals still charge faster on paper.
Top elements:
- Display: 6.78-inch quad-curved AMOLED with Dolby Vision
- Processor: Flagship-grade chipset
- Battery: 7,500mAh
- Charging: 80W wired, 50W wireless
Price Details:
The company has added the Oppo Find X9 Pro in the product line with a sticker price of Rs 1,09,999 for 16GB + 512GB. However, the model can now be purchased at an effective price of Rs 99,000, thanks to Amazon and Flipkart offers.
Moto Razr 60 Ultra – Style-First Foldable
The Moto Razr 60 Ultra is designed for users who value style, portability, and uniqueness over raw performance. Its standout feature is the large 4.0-inch cover display, which lets you run apps like Maps, WhatsApp, and Spotify without opening the phone.


The design language is premium, featuring Pantone colours along with vegan leather and wood finishes. However, as with most foldables, compromises are unavoidable.
Top elements:
- Cover display: 4.0-inch external screen
- Processor: Snapdragon 8 Elite
- Battery: 4,700mAh
- Camera: Dual 50MP setup
Price Details:
The model costs Rs 79,999 for the 16GB+512GB variant. It is important to know that the model comes with a limited internal cooling space, and performance throttles faster than conventional slab phones. Battery life is average, delivering roughly a day of usage, while the camera struggles in low-light conditions and lacks advanced zoom features.
Apple iPhone 17 – Smooth and Reliable
The iPhone 17 can be considered the star of the show. It is equipped with everything one can ask for under the budget of Rs 1 lakh. For the first time, the company has treated the base variant with Pro model technology, allowing customers to not step up to Pro models. The biggest upgrade this year is the addition of a 120Hz ProMotion display, finally moving away from the long-standing 60Hz panel.


Top elements:
- Display: 120Hz ProMotion OLED
- Processor: A19 Bionic
- Camera: 48MP main sensor
- Software: iOS with long-term support
Price Details:
The iPhone 17 was released in India this year in September, flaunting a price tag of Rs 82,900 for the 256GB variant. The model is best known for its smooth display experience, excellent video quality, and strong resale value. However, there are some cons that can not be ignored, such as a lack of an optical zoom lens, slow charging, and refresh rate drops in low power mode.
Samsung Galaxy S25 Ultra – Productivity-Focused Flagship
The Galaxy S25 Ultra continues to target professionals, creators, and power users. The built-in S Pen remains unmatched for note-taking, sketching, and document work, making it a true productivity tool. The phone features a large flat AMOLED display with Gorilla Armor 2, significantly reducing reflections and improving outdoor visibility.


Despite strong hardware, Samsung still struggles with shutter lag, especially when capturing moving subjects. The 5,000mAh battery feels modest compared to Chinese rivals offering much larger capacities. The device is powerful but noticeably heavy and bulky.
Top elements:
- Display: 6.9-inch flat AMOLED
- Battery: 5,000mAh
- Charging: Slower than rivals
- Extra: S Pen support
Price Details:
Samsung Galaxy S25 Ultra is available at Rs 1,29,999. In case you are looking for a discount, visit leading e-commerce platforms (Amazon and Flipkart) and get decent bank discounts.
Final Thoughts
These are currently the strongest smartphones available under Rs 1 lakh in India. The Vivo X300 Pro, Oppo Find X9 Pro, Moto Razr 60 Ultra, iPhone 17, and Samsung Galaxy S25 Ultra each cater to different priorities.
Whether your focus is top-tier camera performance, unmatched battery life, foldable design, smooth everyday performance, or serious productivity tools, this list has something for everyone. The flagship smartphone segment has never been this competitive—and buyers are clearly the biggest winners.

