So, we are in that time of the year again—when everything slows down, people slip into vacation mode, and wallets feel a little heavier, thanks to year-end bonuses. If you are planning to welcome the new year with a brand-new car under Rs 20 lakh and are confused about your choice, do not worry—we have got your back.
We have curated a list of the top cars under Rs 20 lakh, and among them, the Hyundai Creta Facelift, Kia Seltos Facelift, and Maruti Suzuki Grand Vitara clearly stand out as the most dominant and well-rounded options in the segment.
Hyundai Creta Facelift – The Segment Benchmark
The Hyundai Creta is considered one of the hottest-selling products from the brand—and that’s a claim backed by Hyundai itself. After the launch of the facelifted version, it has further strengthened its position as one of India’s most popular mid-size SUVs.

Top Features:
- Dual 10.25-inch screens for infotainment and digital instrument cluster
- Advanced Driver Assistance Systems (ADAS)
- Panoramic sunroof
- Ventilated front seats
- 360-degree camera and premium safety features
Price Details:
The updated Hyundai Creta now comes with sharper styling, a more commanding stance, a premium interior, and a long list of trending features. It can be purchased at a starting price of around Rs 11 lakh, while the top-end variant goes close to Rs 20 lakh (all prices ex-showroom).
Kia Seltos Facelift – The Sporty, Tech-Loaded Choice
Ever since the Kia Seltos arrived in the Indian market, the SUV has enjoyed a strong reputation. Much of the credit goes to its bold front fascia, boxy design, and futuristic approach, which makes it one of the most feature-rich SUVs in its segment. The Seltos caters to buyers who want sporty styling combined with reliable engines and strong performance.

Top Feature:
- Dual 10.25-inch connected screens for infotainment and digital instrument cluster
- Ventilated front seats for improved comfort in hot conditions
- 360-degree camera for easier parking and tight manoeuvres
- Level-2 ADAS suite with features like adaptive cruise control and lane assist
- Panoramic sunroof for a more premium and airy cabin experience
- Multiple powertrain options, including turbo-petrol and diesel engines with automatic gearboxes
Price Details:
The updated version is priced between Rs 10.9 lakh and Rs 20 lakh (ex-showroom). Those looking for year-end discounts should visit authorised dealerships, as attractive offers are usually available during this period.
Maruti Suzuki Grand Vitara – The Efficiency-Focused SUV
The Maruti Suzuki Grand Vitara also earns its place on this list. Without a doubt, the SUV has carved out a strong position in the under Rs 20 lakh segment. Despite offering impressive road presence, comfort, and modern features, it stands out for its excellent fuel efficiency—thanks largely to its hybrid technology.

Top Features:
- Panoramic sunroof
- 9-inch touchscreen infotainment system
- All-wheel-drive (AWD) option in select variants
- Excellent fuel efficiency, especially in the strong-hybrid version
- Advanced safety features and connected car technology
- ABS with EBD and speed alert system
Price Details:
The SUV is priced from around Rs 10.7 lakh, while the top-end variant goes up to Rs 19.9 lakh (ex-showroom). Buyers are advised to check with authorised dealerships for year-end discounts and additional benefits.
Verdict
The Hyundai Creta Facelift continues to strike a fine balance between comfort and premiumness, while the Kia Seltos Facelift impresses with its sporty appeal and feature-packed cabin. On the other hand, the Maruti Suzuki Grand Vitara stands out with its efficiency-focused approach.
As 2025 comes to a close, it is safe to say that the year has been a major boost for the auto industry—especially the under Rs 20 lakh SUV segment. All the vehicles listed here have not only recorded strong sales numbers but have also helped their respective brands maintain healthy profitability. Whether you are looking for something mileage worthy, features, or performance, these offerings have been considered as a safe choice in 2025, and tick all the right boxes.








